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"Your Path to Homeownership Begins Here: Let's Make Your Dream a Reality!"

NC Down Payment Assistance Programs

North Carolina Housing Finance Agency (NCHFA)

Community Partners Loan Pool Program

- up to $50,000 or 25% of mortgage

- income at or below 80% of your county’s area median income

- Must complete 8 hr Homebuyer Ed Certified Class

- Complete 2 hours One-on-one Counseling

NCHFA  NC 1st Home Advantage Down Payment -

First Time Homebuyer

- Offers $15,000 DPA

Unifour Consortium Down-payment assistance program

- provides assistance of 20% of the purchase price

- Up to $30,000 to eligible first time homebuyers.

EXAMPLE

 

A family of four earning $51,700 can comfortably manage a $104,000 mortgage, while the average price for a 3-bedroom, 1-bath house in this market is $190,000. Discover how Down Payment Assistance makes homeownership achievable for this family:

1st Mortgage Lender                                           $ 104,000

NCHFA 1st Home Advantage Down Payment   $    15,000

Community Partners Loan Pool (CPLP)            $   41,000

Unifour Consortium Down Payment                  $   30,000

 Total                                                                     $  190,000*

*House payment based on $104,000 plus taxes & insurance

 

You, too, can achieve your dream of owning a home by enrolling in the next Homebuyer Education Class.                   

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