"Your Path to Homeownership Begins Here: Let's Make Your Dream a Reality!"
NC Down Payment Assistance Programs
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North Carolina Housing Finance Agency (NCHFA)
Community Partners Loan Pool Program
- up to $50,000 or 25% of mortgage
- income at or below 80% of your county’s area median income
- Must complete 8 hr Homebuyer Ed Certified Class
- Complete 2 hours One-on-one Counseling
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NCHFA NC 1st Home Advantage Down Payment -
First Time Homebuyer
- Offers $15,000 DPA
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Unifour Consortium Down-payment assistance program
- provides assistance of 20% of the purchase price
- Up to $30,000 to eligible first time homebuyers.
EXAMPLE
A family of four earning $51,700 can comfortably manage a $104,000 mortgage, while the average price for a 3-bedroom, 1-bath house in this market is $190,000. Discover how Down Payment Assistance makes homeownership achievable for this family:
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1st Mortgage Lender $ 104,000
NCHFA 1st Home Advantage Down Payment $ 15,000
Community Partners Loan Pool (CPLP) $ 41,000
Unifour Consortium Down Payment $ 30,000
Total $ 190,000*
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*House payment based on $104,000 plus taxes & insurance
You, too, can achieve your dream of owning a home by enrolling in the next Homebuyer Education Class.