About OHCEDC

Passionate. Committed. Ready.

The purpose of OHCEDC is to address the concerns of housing, employment and economic development for low-to-moderate income residents. Our organization has achieved this goal through opportunities that raise the educational, and socioeconomic status of the residents. Our services include HUD approved housing counseling, Homebuyer education classes, Financial Literacy programs, Mortgage/ Rental education and Business Development Services.

Olive Hill Community Economic Development Corporation, Inc. was incorporated in April 1998 as a nonprofit charitable and educational Community Economic Development Corporation (CEDC) organization, pursuant to Section 501(c)(3) of the Internal Revenue Code. We are pleased to continue to serve our community for over 20 years.

WHO WE SERVE

The demographics of community residents we serve come from a variety of socio-economic backgrounds including but not limited to: minorities, disenfranchised candidates for re-entry, unemployed, as well as anyone whose income is below federal poverty guidelines. OHCEDC’s targeted area of responsibility expands into Caldwell, Catawba and McDowell Counties of North Carolina.

Within the confounds of this geographic range there is an obvious need for innovative economic development. Determining factors such as: the need for affordable housing, poor existing housing conditions, loss of jobs and the need for small enterprise development has contributed to this determination.

Our Team.

We have a loving and committed team who is ready to serve. With years of experience and understanding, they are best equipped to meet you where you are and help you to get where you're going.

Beverly Carlton

CEO

Winston Hill Junior

Chairman of Board

Rev. Anthony Radcliff

Vice-Chair

Ebony Hill

Secretary/Treasurer

Leslie Kern

Member

OUR FOUR PILLARS

01. ECONOMIC STABILITY

Empowering Unifour residents to overcome situational and system barriers includes everything from securing rental housing, to financial counseling and coaching to education on “residents rights”, to homeownership and preservation. Collectively these efforts empower individual and communities, promote stability and foster growth in financial independence.

Our Homeownership Center includes financial fitness, health and wealth education and financial coaching, homeownership education and counseling, foreclosure prevention and delinquency counseling, and home maintenance training.

Olive Hill CEDC is a member of the NC Housing Finance Agency’s Community Partners’ Loan Pool program provides financing for down payment and closing costs. Funds from the Unifour Consortium Down Payment Assistance program are combined to keep mortgage affordable.

Olive Hill CEDC continues to evaluate unmet lending/financial needs in the broader community and will unveil additional, enhanced products to support our residents and communities in 2020-2021.

02. BUSINESS DEVELOPMENT

OHCEDC provide tools, including technical and financial assistance and skills training, to local entrepreneurs to start and grow small businesses. Olive Hill CEDC Business Center serves as an advocate for these socially and economically disadvantaged entrepreneurs seeking to create, sustain or grow micro enterprises. OHCEDC offers skill-based resources designed to address the special needs of minorities in business. OHCEDC Business Center provides management and technical assistance, help with writing business plans, business counseling, and special workshops, which include internet training and financial literacy. Although OHCEDC services are available to all business concerns, it is committed to attracting and serving minorities, especially those who are socially and/or economically disadvantaged.

Services Include:

One-on-One Counseling
1. Mentoring in the areas of business plan development, operations, marketing, management, technical and financial literacy, and more.
Educational Workshop
1. Training is provided on a variety of business topics to help entrepreneurs become successful business owners. The training program includes classes, workshops, and seminars that present new ideas, practical business skills, fresh perspectives and valuable information.
Access to Capital
1. Financial services incorporating a comprehensive feasibility assessment, loan packaging and grant proposal assistance.
Mentoring
1. Events are held quarterly in a group setting to provide opportunities for business owners to help and support each other as well as impart business expertise and best practices.

03. ADVOCACY

OHCEDC provides a voice for fair and sustainable community development in partnership with advocates at the local, regional, and national levels by using objective data, conducting outreach, and gathering support to drive programmatic and development initiatives that support the Unifour region individuals and families.

Olive Hill CEDC is proud to work with the following Coalitions and Communities over the past 24 years: Coalition on Human Need, NC Housing Coalition, National Low Income Housing Coalition, North Carolina Coalition to End Homelessness, Prosperity Now, National Community Reinvestment Coalition, NC Housing Finance Agency.

OLIVE HILL CEDC IS COMMITTED TO SUPPORTING POLICIES AND LEGISLATION THAT SUPPORT EQUITABLE TRANSFORMATION OF NEIGHBORHOODS INTO SUSTAINABLE COMMUNITIES OF OPPORTUNITY AND CHOICE.

04. WORKFORCE DEVELOPMENT

OHCEDC provides a voice for fair and sustainable community development in partnership with advocates at the local, regional, and national levels by using objective data, conducting outreach, and gathering support to drive programmatic and development initiatives that support the Unifour region individuals and families.

Olive Hill CEDC is proud to work with the following Coalitions and Communities over the past 24 years: Coalition on Human Need, NC Housing Coalition, National Low Income Housing Coalition, North Carolina Coalition to End Homelessness, Prosperity Now, National Community Reinvestment Coalition, NC Housing Finance Agency.

OLIVE HILL CEDC IS COMMITTED TO SUPPORTING POLICIES AND LEGISLATION THAT SUPPORT EQUITABLE TRANSFORMATION OF NEIGHBORHOODS INTO SUSTAINABLE COMMUNITIES OF OPPORTUNITY AND CHOICE.