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HOMEOWNERSHIP

Your Path to  Homeownership Starts Here

OHCEDC provides the education, counseling, and resources you need to build confidence, strengthen your finances,and become a successful homeowner.

How We Help

Homebuyer Education

In-person and online courses to prepare you for every step of the hombuying process.

Counseling & Support

One-on-one guidance on finances, credit, budgeting, and mortgage readiness.

Pathways to Homeownership

Connecting you with CLTs, affordable housing options, and down payment assistance

Ongoing Resources

We stay with you beyond the classroom to support your long-term success.

Begin Your Homeownership Journey

Every successful homeowner starts with a plan.

Complete this short Homeownership Readiness Assessment so our team can better understand your goals and recommend the next steps for your journey.

Homeownership Readiness Assessment

Complete this short assessment to help us personalize your homeownership journey.

Homeownership Readiness Assessment
About You
County of Residence
Preferred Contact Method
Phone Number Listed
Email
🎯YOUR HOMEOWNERSHIP GOALS
Which of the following are you interested in? (Select all that apply.)
🎯 HOME BUYER EDUCATION
Have you already completed a Homebuyer Education course?
Yes
No
If 'Yes" Who was the provider?
Are you currently working with a lender?
Yes
No
Other
Have you received a mortgage pre-approval? (Yes / No)
Yes
No
Current Homebuying Status
Have you signed a purchase contract?
Yes
No
Are you interested in Down Payment Assistance?
Yes
No
Are you interested in purchasing through a Community Land Trust?
Yes
No
I'd like more information
Financial Readiness

These questions help us understand where you are today so we can tailor your Mortgage Readiness counseling to your individual needs. Exact figures are not required.

Employment Status
Estimated Annual Household Income
How would you describe your current credit?
Current Housing
Approximately how much have you saved toward purchasing a home?
Tell Us More

Is there anything else you would like us to know about your homeownership journey?

How Did You Hear About Us?
Optional Document Upload
Are you currently working with a REALTOR®?
Yes
No
Realtor Name

We're Here to Help

Olive Hill CEDC has helped hundreds of families achieve homeownership. Let us help you build a strong foundation for your future.

828-475-4620

ohcedc@ohcedc.org

www.ohcedc.org

​

Your information is kept confidential and used only to connect you with appropriate services

Gather any documents you may have.  You can upload them in Step 4 (optional).

Before You Begin

Homebuyer Education Certificate

Purchase Contract

Pre-approval letter

Other

Your Information is Secure

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eHome America
Online Course
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Complete the educational portion online at your own pace, followed by required counseling sessions with OHCEDC

Olive Hill Community Economic Development Corporation, Inc. (OHCEDC).
Building stronger communities.  Creating pathways to stability.

Counseling & Mortgage Readiness

Schedule one-on-one counseling, financial coaching, or mortgage readiness support with our certified housing counselors.

In-Person Homebuyer Education

Attend a scheduled OHCEDC Homebuyer Education workshop in Morganton or at participating regional partner locations

We're here to help you build a strong foundation for lasting homeownership.
Questions? Contact us at 828-475-4620 or ohcedc@ohcedc.org

Next Steps: Choose Your Homebuyer Education Option

After completing the Intake form above, you can take the next step in your homeownership journey

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“Olive Hill CEDC equips families, strengthens small businesses, and sparks innovation in housing and economic mobility.”

Address

200 South College St. Suite A, Morganton, NC 28655

Mailing Address

PO Box 4008

Morganton, NC  28680

Phone

828-475-4620

828-522-4070

© 2025 Olive Hill Community Economic Development Corporation, Inc

  All Rights Reserved.

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Email

ohcedc@ohcedc.org

“Building Pathways

to

Prosperity for 28+ years.”

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