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Homeownership Readiness Application

About You

County of Residence
Preferred Contact Method
Phone Number Listed
Email

YOUR HOMEOWNERSHIP GOALS

Which of the following are you interested in? (Select all that apply.)

HOME BUYER EDUCATION

Have you already completed a Homebuyer Education course?
Yes
No
If 'Yes" Who was the provider?
Are you currently working with a lender?
Yes
No
Other
Have you received a mortgage pre-approval? (Yes / No)
Yes
No

Current Homebuying Status

Have you signed a purchase contract?
Yes
No
Are you interested in Down Payment Assistance?
Yes
No
Are you interested in purchasing through a Community Land Trust?
Yes
No
I'd like more information
Are you currently working with a REALTOR®?
Yes
No
Realtor Name

Financial Readiness

These questions help us understand where you are today so we can tailor your Mortgage Readiness counseling to your individual needs. Exact figures are not required.

Employment Status
Estimated Annual Household Income
How would you describe your current credit?
Current Housing
Approximately how much have you saved toward purchasing a home?

Tell Us More

Is there anything else you would like us to know about your homeownership journey?

How Did You Hear About Us?

Optional Document Upload

Understanding your household income and expenses is an important step toward successful homeownership.

COMPLETE YOUR HOUSEHOLD BUDGET

Download and complete the OHCEDC Household MONTHLY Budget Worksheet before your housing counseling appointment. Complete as much information as you can; your counselor can help you review it.

DOWNLOAD OHCEDC HOUSEHOLD BUDGET WORKSHEET

Instructions: After downloading the worksheet, enter your household income and monthly expenses. Save the completed Excel file to your computer using your first and last name (example: Mary_Smith_Household_Budget.xlsx).

Upload your completed worksheet using the Upload Documents button below. If you cannot complete the worksheet before submitting your application, you may provide it later during counseling.

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“Olive Hill CEDC equips families, strengthens small businesses, and sparks innovation in housing and economic mobility.”

Address

200 South College St. Suite A, Morganton, NC 28655

Mailing Address

PO Box 4008

Morganton, NC  28680

Phone

828-522-4070

© 2026 Olive Hill Community Economic Development Corporation, Inc

  All Rights Reserved.

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