What does the Financial Literacy represent?

Financial institutions, nonprofits, and human service agencies increase their focus on the importance of financial literacy through events, programs, and counseling. The goal goes beyond helping consumers learn more about finances to helping them actually improve their personal and household financial stability and success.

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 In the wake of the global financial crisis of the late 2000s, and following years of unofficial observation and multiple state-level declarations, President Barack Obama formally recognized April as Financial Literacy Month in 2011.

Below are just a few of our favorite websites that offer some form of financial literacy. There is a wealth of information available to anyone who wants to take the time to learn and create the necessary skills to be financially healthy now and long term.

The site offers its own unique spin on personal finance. It has info. about earning, borrowing, saving, investing, spending, and protecting your money. Other popular pages include financial tools and money quizzes.

“You don’t have to sacrifice your financial independence to enjoy life.” That’s the driving force behind this site, and their goal is to help people live well.

Just like the name implies, practical money skills can help even the most basic of beginners when it comes to managing their money.

Looking for some financial peace of mind? This site has Free Online courses to help you build your financial capability.


To be financially literate is to know how to manage your money. This means learning how to pay your bills, how to borrow and save money responsibly, and how and why to invest and plan for retirement.


Take the initiative to self-educate and grow your financial knowledge, by beginning with the basics of money management and maturing into a smart spender. Putting time into your financial development improves saving and investing decisions. By leveraging resources—like age, talent, money and the ability to establish good habits—you can build a long-lasting nest egg.


Financial Literacy is having both the knowledge and the competence to manage your personal and household finances in order to set and reach meaningful goals.

If you need assistance with managing your finances, please give us a call or fill out the "Get Credit Counseling" form. 

At any given time, anyone's finances can change. Don't get depressed or stuck, let's talk so we can develop a plan. We are here to help.

OHCEDC offers a monthly Financial Literacy class and one-on-one counseling assistance, call OHCEDC at 828-475-4620

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